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What on earth is and what isn’t covered? Third Party Home Hurt 3rd party Fireplace and Theft Detailed CTP/Inexperienced Slip Harm to your own private motor vehicle pursuing a collision ✗ ✗ ✓ ✗ Decline or harm to a 3rd party’s car or truck/residence caused by your car (legal liability) ✓ ✓ ✓ ✗ Loss or damage to your own personal